Financial / Retirement Planning (Florida)

Florida Seniors have a great need of advice regarding financial issues affecting their daily lives and long term goals. Today, with retirees living longer, there is a greater need to establish an additional source of liquidity to complement their Retirement income.

The Reverse Mortgage has Ceased to be a “Last Resort” Planning Tool. Today, it is much more! It can be a Stand-By Strategic Funding Tool for a Lower Cost Structuring!

Strategic consumption of the home’s equity through a Reverse Mortgage, in lieu of consuming the value of investment assets, could help drive the growth of other assets.

You can choose to receive the Tax-Free* proceeds in one of 4 ways:
1) Lump Sum or,
2) Monthly Advances or,
3) a
GROWING CreditLine or,
4) a combination of 1, 2 and 3 above.

Interest accrues only on outstanding debt. On the CreditLine or Monthly Advances options, unused proceeds do not accrue interest until funds received.

The uses listed below should NOT be the primary reasons to get a Reverse Mortgage. However, it could also provide opportunities for financial planning:

● Avoid selling assets and paying Capital Gains Tax,
● Estate Preservation,
● Reduce Taxable Estate,
● Additional source of liquidity,
● Reduce taxable IRA withdrawals,
● Manage market volatility,
● Charitable or Sect. 529 Educ. Gifts,
● Delay Social Security,
● Portfolio Growth / Survivability,
● Life Insurance Trust -“2nd to die policy”,

Tax Free* Cash Reserve with a GROWINGCreditLine. (if option chosen),
● No Pre-Payment penalty (partial or full),
● A partial pre-payment will increase CreditLine
(if that option chosen),
● Portion of a Pre-payment applicable to interest could be tax deductible*,
● etc...
Powerful Solutions For Today!
* We do not provide legal, financial or tax advise. Consult competent Financial/Tax/Legal advisor.

 

* Subject to Financial Assessment Requirements, to errors and/or omissions and to change without prior notice. ** (IRS.gov Pub 936 or 1-800-829-1040) We don’t provide tax, financial or legal advise. This Document has Not been approved by HUD/FHA/CFPB.

 
There are many myths today about reverse mortgage products and services. For this reason our organization is currently working with other financial professionals such as: CPA’s, Estate Attorneys, Financial Planners, Insurance Agents, Credit Unions and Banks, to dispel the myths and set the record straight.  It will help your Advisors to better assist you. Please
Send the link below to your trusted Advisor:
http://HappySeniorHomeOwners.com/FinancialAdvisors

To view this information in Spanish:
http://HappySeniorHomeOwners.com/PlaneacionFinanciera

We can offer you a free, no obligation Confidential Personalized Estimate:     1) Call 786-262-6486 or 2) Fax (786) 345-0783 or 3) email RodKohly@gmail.com me your information or 4) fill out the form below.

Request Funds Estimate From a Reverse Mortgage

Please fill in the information required to provide you with a free, no obligation estmate. It is best if you indicate Date of Birth instead of just age. If you provide age, please include age on your nearest birthday. We Understand that you may be in the information gathering stage and may not be ready to open up about who you are and your needs at this time. If you are not comfortable providing all your contact information that is perfectly ok. Just enter your email address so that we can send you the information you are requesting. If you do not provide all, the information will be limted. You will not be contacted by telephone unless you request it. Please be assured that your information will be strictly confidential will never be shared by me with any third party for other purposes. thank you View Privacy Policy: http://HappySeniorHomeOwners.com/PrivacyPolicy ESPANOL Entendemos que Ud. pudiera estar en la etapa de recabar información solamente y no desee pro

REM Info Request Fields