Happiness for

Florida

Senior Homeowners!

And, that happiness You can take to the bank!

Dear Florida Senior Homeowner:

The dream of many Senior homeowners of a dignified retirement without financial worries is at risk due to the rapidly increasing cost of living. We all know a relative or friend in that situation. Meanwhile they are sitting on hundreds of thousands of Dollars in equity of their homes. They could be "House Rich and Cash Poor".

If your home is paid for or with a small mortgage balance, allow me to introduce the Reverse Equity Mortgage HECM Program, (REM) insured by the Federal Housing Administration (FHA). It enables homeowners 62 years of age or older to obtain a ready source of Tax Free* funds from the idle equity of your home, to use as you wish. It is the safe, trustworthy solution. It is up to you!

Your Flexible, Tax Free*, Income Options are:

     a) a guaranteed monthly income

        1) for as long as you live in the home (tenure),

        2) for a chosen fixed number of months (term).           

or, b) a single lump sum,

or, c) a Creditline(withdraw as you wish until exhausted)

or, d) your choice of any combination of a, b or c.

FHA Variable Interest Rate Plans:

1) Annually Variable   2) Monthly Variable

Based on a LIBOR margin

FHA Fixed Interest REM Plan: you get the certainty of a fixed interest rate for the entire life of the mortgage. It pays you a TAX FREE* Lump Sum.

Read AARP's "Picking an Interest Rate"

If you took out a Reverse Mortgage several years ago, you could refinance with a new Fixed Interest Reverse Mortgage which could save you or your heirs money. Values may have gone up since then and you might get additional funds.

USE THE FUNDS AS YOU WISH WITHOUT RESTRICTIONS:

• Improve quality of the rest of your life.
• Enjoy a more dignified retirement with financial independence.
• Pay off existing debts.
• Pay taxes and Insurance.
• Hire Domestic Help.
• Buy a new car.
• Eliminate your present mortgage payments.
• Home improvement.
• Travel.
• Pay living and health care expenses.
• Buy Long Term Care Insurance.
• Help with grandchildren's education.
• Share inheritance with your family and watch them enjoy it.
• Purchase a 2nd home or investment property. or any way you like.

Wise Tactical Borrowing for Financial & Retirement Planning uses*: 

• Avoid liquidating other assets or investments.
• Reduce taxable estate.
• Charitable gifts.
• Purchase Life Insurance.
• Venture funding. 
• Trust funding, etc...

If this Program could benefit you or someone you know in Florida, let us help, face to face. Please call me today at 786-262-6486.There is no cost or obligation. Talk to me last! This call can change the rest of your life!

Sincerely,

Juan Luis

Act today, there is NO cost or obligation.

(Rates for FHA Reverse Equity Mortgages (CMT Plans) are established weekly by The Federal Reserve Board and are identical for all Lenders across the entire United States. Rates for the Fixed Interest Rate Plaqn varies daily and is noly locke approximately 2 days prior to Closing.  There is a new National Lending Limit. Benefits shown may vary according to certain Closing Costs in your particular Florida County. Subject to errors and omissions and changes withour prior notice.)