Shopping for a mortgage loan? We can assist you! Call us at (786) 262-6486. Ready to get started? Apply Here.
It's valuable to consult with your mortgage professional as soon as possible — even before you've begun narrowing down neighborhoods. What for? Perhaps it's difficult to fathom the way we could help even before you start to negotiate.
When we pre-qualify you, we help you find out the amount in monthly mortgage payments you can afford, and the loan amount you will qualify for. In the process, we look at your ability to borrow - reviewing your employment, available money for down payment, debts, income, and other circumstances. We ask for a minimum amount of paperwork, with a short,basic process.
We award you a Pre-Qualification Letter if you qualify, that states that we are confident you'll qualify for a predetermined amount of mortgage loan dollars.
Power in the Pre-Qual
A number of beneifits open to you after you've found your dream house, and have achieved pre-qualification. First, you have some concrete numbers in mind, as the total you will be able to borrow.
Being pre-qualified can also make your offer look even better to the seller, as if you were bringing them a big box of cash! They won't have to be concerned they have been wasting their time if you do not be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.
We will help you pre-qualify
Our mortgage professionals will help you calculate how much of a loan you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. In the process, we calculate your borrowing potential - analyzing your job, available money for down payment, debts, income, and other areas. It's quick and basic; and we take pride in keeping the paperwork light.
One on one
You can always use the mortgage calculators on this website to calculate the size mortgage you'll be able to afford - but it's also valuable to talk with us. That way, we will help you get your pre-qualification letter. For another thing, we might be able to find a different mortgage choice that fits your needs better. We are waiting to hear from you: contact us at (786) 262-6486.
Have questions about pre-qualifying? Call us at (786) 262-6486. It's our job to answer pre-qualification questions, so we're happy to help!