The Importance of Pre-Qualification

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It is helpful to visit with a mortgage loan pro first, even if you haven't settled on the kind of home you hope to find. Why? If you do not yet know how much home you want to qualify for, what could we do for you?

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. In this process, we look at your ability to borrow - analyzing your earning status, money available for down payment, existing debt, income, and other circumstances. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

We'll award you a Pre-Qualification Letter after you qualify, which says that we are confident you will qualify for a specific amount of mortgage loan dollars.

Power in the Pre-Qual

Several advantages open to you when you have found your dream house, and have achieved pre-qualification power. First of all, you have some definite numbers in mind, as the amount you will be able to borrow. Even more important to the seller, your pre-qualification status gives them certainty - as if you had entered their house with a bag of cash to back up the offer! They won't have to worry that that they're wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to fret over. You have the capability to back up your offer.

We help with your pre-qualification

We can help you see how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. This process walks you through your financial situation - your debts, income, career, down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.


While you are able to try our tools to calculate mortgage variables on this website, it's essential to sit down and talk with us. We can work toward your pre-qualification letter. For another thing, we may find a different mortgage choice that fits your goals better. We are eager to meet with you: contact us at (786) 262-6486.

Have questions about pre-qualifying? Call us at (786) 262-6486. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

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