When to Talk to a Mortgage Professional About Pre-Qualification
Shopping for a mortgage? We'd be thrilled to discuss your mortgage needs! Call us at (786) 262-6486. Want to get started? Apply Here.
It is helpful to visit with a mortgage loan pro first, even before you have decided what sort of home you hope to find. Why? When you don't yet know how much home you want to qualify for, what could we help you with?
We Will Help You Pre-Qualify
Our mortgage professionals will help you determine the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. In this process, we calculate your ability to borrow - analyzing your job, money available for down payment, existing debt, income, and other areas. It's short and basic; We take pride in keeping the paperwork to a minimum.
We will give you a Pre-Qualification Letter after you qualify, which documents that we're confident you'll qualify for a certain amount of mortgage loan dollars.
Power in the Pre-Qual
Several advantages open to you once you find your dream house, and have achieved pre-qualification. First, it lets you know how much you can offer.
Even more important to the seller, your pre-qualification status gives them confidence - as if you'd come to their home with a suitcase of cash to back up the offer! They will not need to be concerned they're wasting their time if you can't have the ability to qualify for a high enough mortgage. The seller of the home won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount won't be something for them to worry about. They have a virtual guarantee to trust your buying power.
We help with your pre-qualification
We will help you calculate how much of a mortgage you can afford, and the amount of money you will be able to borrow, by taking you through pre-qualifying. The process walks you through your finances - your debt, income, career, down payment money, among other things. We as for a minimum amount of paperwork, and avoid a lengthy process.
Face to Face
While you are able to try our mortgage calculators on this site, it's a good idea to sit down and talk with one of our mortgage professional team members. For one thing, you will need a Pre-Qualification Letter! For another thing, we might locate a different mortgage choice that fits your needs better. Contact us at (786) 262-6486 to get started.
Have questions about pre-qualifying? Call us at (786) 262-6486. It's our job to answer pre-qualification questions, so we're happy to help!